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The True Cost of
Horse Ownership

One of the questions we are most frequently asked relates to the cost of horse ownership. Buying the horse is only a small fraction of the expenditure that you will likely incur over your horse's lifetime.

On top of this there are feed, stabling and insurance costs, vets bills, shoeing and routine health care treatments plus tack and equipment and competition entry fees.

cost of horse ownershipKnowing how much we horse lovers like to pamper our equine companions, it is easy to see how finances can spiral out of control.

Advertising campaigns convince us that we must have the latest gear not just for the rider but gadgets galore that our horse just cannot live without!

Having a realistic expectation of the main costs is a valuable tool that will give you peace of mind and enable you to budget effectively to cover all necessary expenditure.

Especially in the current economic climate, we strongly believe it is vital not to over-extend oneself financially which can so often lead to heartache when debts mount up.

Money Matters Made Easy

Setting a budget is a practical way to decide whether you can afford to keep a horse long-term or whether it may be prudent to consider (at least for the time being) other Alternatives To Horse Ownership.

As horse lovers ourselves, we promote responsible horse ownership.

After all, you wouldn't buy a car if you couldn't afford to put petrol in it even if the car itself was a "once in a lifetime bargain".


We strongly recommend taking into account your existing commitments not just in terms of financial resources but also the amount of time you have available to care for a horse.

Why not take our Horse Ownership Quiz to find out if this is the right time for you?

Once you have purchased your horse or pony, the main cost of horse ownership can be broken down into the following areas:-

  • Stabling & Grazing (Livery)
  • Bedding (Straw, Woodshavings, Paper, Flax or similar)
  • Feeding (Hay, Concentrates, Supplements)
  • Equipment Purchase and Repair (Saddle,Bridle,Rugs)
  • Shoeing
  • Routine Healthcare (Worming, Vaccinations, Dental and Chiropractic Check-ups)
  • Insurance for your Horse/Tack/Trailer
  • Breed Society Memberships / Competition Fees
  • Ad hoc expenditure such as Emergency Veterinary Treatment

Download our FREE Budget Planner now

If you have a question relating to this topic, why not send it to us by clicking on this link to Submit Your Question and we will publish your questions on our Q&A page
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